Should You Buy a Home Now or Wait Until Next Year?

Should You Buy a Home Now or Wait Until Next Year?

May 23rd, 2019

Waiting until next year to buy a home could make a significant financial impact. In the case of homeownership, it’s better to act sooner than later! Let’s get together to make sure you don’t miss out on any savings if you’re in the market to purchase a home!

Posted on May 23, 2019 at 5:30 pm
Bradley Mulliner | Category: Buying/Selling Tips, clients, new home, new home owners, Real Estate Activity, sell your house | Tagged , , ,

3 Things To Avoid After Applying for a Mortgage

May 16th, 2019

Before making any big purchases, moving money around, or making any big-time life changes, consult your loan officer. They will be able to tell you how your decision could impact your home loan.

Posted on May 16, 2019 at 4:34 pm
Bradley Mulliner | Category: Buying/Selling Tips, Helpful Articles, new home owners | Tagged , ,

Are You About to Be an Empty-Nester?

In the next couple of months, millions of students will be graduating and moving out of their parents home. If you’re a soon-to-be empty nester considering downsizing or making a move, let’s get together to discuss your options! So if you are getting ready to sell your home and downsize, give me a call today!

Posted on May 2, 2019 at 8:52 pm
Bradley Mulliner | Category: babyboomer, empty-nestor, Real Estate Activity, sell your house | Tagged , , , , , ,

How Supply & Demand Impacts Real Estate Values

The price of any item is determined by the supply of that item, as well as the demand for that item in its market. The same is true in real estate. As the inventory of homes available for sale shrinks, and the demand that buyers have for those homes continues to grow, prices increase. Let’s get together to discuss the supply and demand of homes in our market!
To sign up for local real estate activity around your home go to

Posted on August 30, 2018 at 4:23 pm
Bradley Mulliner | Category: Buying/Selling Tips, new home, Real Estate Activity | Tagged , , , ,

Be Careful Not to Get Caught in The Rental Trap!

Be Careful Not to Get Caught in The Rental Trap!

There are many benefits to homeownership. One of the top benefits is being able to protect yourself from rising rents by locking in your housing cost for the life of your mortgage.

Don’t Become Trapped
A recent article by ConsumerAffairs addressed the continuous rise in rents, stating:

“The cost of putting a roof over your head continues to go up. Not only are home prices still rising, but the cost of rent rose 0.5% in June.”
Additionally, in the Joint Center for Housing Studies at Harvard University’s 2017 State of the Nation’s Housing Report, it was revealed that,

“Despite a slight improvement from 2014, fully one-third of US households paid more than 30 percent of their incomes for housing in 2015. Renters continue to be more likely to face cost burdens…the number of cost-burdened renters (21 million) considerably outstrips the number of cost-burdened owners (18 million) even though nearly two-thirds of US households own their homes.”
These households struggle to save for a rainy day and pay other bills, including groceries and healthcare.

It’s Cheaper to Buy Than Rent
As we have previously mentioned, the results of the latest Rent vs. Buy Report from Trulia shows that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States.

The updated numbers show that the range is an average of 3.5% less expensive in San Jose (CA), all the way up to 50.1% less expensive in Baton Rouge (LA), and 33.1% nationwide!

Know Your Options
Perhaps you have already saved enough to buy your first home. A nationwide survey of about 24,000 renters found that 80% of millennial renters plan to eventually buy a house, but 72% cite affordability as their primary obstacle. Aside from affordability, one in three millennial renters have concerns about their credit scores, and another 53% said that a down payment is an obstacle.

Many first-time home buyers who believe that they need a large down payment may be holding themselves back from their dream homes. As we have reported before, in many areas of the country, a first-time home buyer can save for a 3% down payment in less than two years. You may have already saved enough!

Bottom Line
Don’t get caught in the trap that so many renters are currently in. If you are ready and willing to buy a home, find out if you are able. Let’s get together to determine if you can qualify for a mortgage now!




Posted on August 1, 2017 at 2:55 pm
Bradley Mulliner | Category: Buying/Selling Tips, Helpful Articles, new home owners | Tagged , , , ,

Guidelines for FHA condo certification: “Know before you Owe” home buyer tips

Guidelines for FHA condo certification: “Know before you Owe” home buyer tips.

As I am out helping buyers and sellers, there are many questions that come up when researching condos. This article is a great tool to use and understand how a condo becomes FHA certified, This is just one of the many web sights that you can go to to get information regarding condo certifications.

If you know a specific condo and you want to check to see if it is certified you can always go to Knowing if your condo that you are interested in buying before you go and see it may save you time if it is not FHA certified.

As always “Know before you Owe” and do your own due diligence before buying a new home.

For more helpful articles on buying or selling your home please visit

Posted on November 4, 2015 at 10:23 pm
Bradley Mulliner | Category: Buying/Selling Tips | Tagged , , , ,